Improving your credit score is important, for unlocking opportunities, such as lower interest rates and higher chances of getting approved for credit cards or loans. Here are some tips to boost your score;

1. Make Timely Payments; It’s crucial to pay your bills on time. Consider setting up payments or using reminders to stay on top of dates.

2. Manage Credit Card Balances; Aim to keep your credit card balances low below 30% of your credit limit. This can positively impact your credit utilization ratio.

3. Review Your Credit Report; It’s a practice to check your credit report for any inaccuracies or discrepancies. You are entitled to receive a report from each credit bureau once a year.

4. Be Cautious with New Credit Applications; Limit the number of credit applications you make as each application could have an impact, on your score.

5. Utilize Rent Payment Reporting Services: Programmers such as Credit Rent Boost report your rent payments to major credit bureaus, enhancing your credit report with positive payment history information, which comes in handy if you’re a timely rent payer. Read more here

6. Add Them On: Also powerful, and inexpensive, is those monthly services that employ tradelines. Tradelines are aged accounts that are sold to you so that you can have them added to your entry on the credit report. You can find plenty of them that will boost your scores virtually from day one, since you will appear to have much better credit utilization. Try “Add a Tradelines” from KC Capital Funding. Read more here

Implementing these steps and utilizing the websites outlined should help you boost your score and access to better credit.